સરસ શાયરી , GUJARATI SHAYARI

આ જિંદગી આમ જુઓ તો અમારી છે
પણ એમા થોડી મહેરબાની તમારી છે
ભલે ને ઉગી તમારા હાથમાં એ રેખાઓ
પણ એમા કિસ્મત લખેલી અમારી છે

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જિગરના ટુકડાઓને વિણવા નિકળ્યોછુ
નાજાણે કોના પ્રેમને શોધવા નિકળ્યોછુ
રાતના અંધારામા દિવો લઇને નિકળ્યોછુ
પ્રેમના નગરમા પ્રેમને શોધવા નિકળ્યોછુ

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બસ દુર્દશાનો એટલો આભાર હોય છે,
જેને મળું છું મુજથી સમજદાર હોય છે.

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ના તને ખબર પડી ના મને ખબર પડી,
કે હું પ્રેમમાં પડ્યો કે તું પ્રેમમાં પડી
કારણમાં કઇ નહીં બે આંખ લડી
હું પ્રેમમાં પડ્યો કે તું પ્રેમમાં પડી

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ધંધો ના કોય ગમતો ના નોકરી ગમે છે, જ્યાર થી અમને ઍક છોકરી ગમે છે,
ઍનો જ ચહેરો ગુમ્યા કરે છે મગજ મા, ના ઘર ગમે છે ના ઓસરી ગમે છે…

SAVE FOREST SAVE TIGER

SAVE FOREST SAVE TIGER

ALOK PATEL

India - A fast growing democracy

India - A fast growing
free market democracy

India’s competitiveness from a natural and human resources standpoint is making it the destination of choice for investors.

India is a fast-growing economy with a dynamic and robust financial system. Being a democracy ensures a stable policy environment and its independent institutions guarantee the rule of law.

This highly diversified economy has shown rapid growth and remarkable resilience since 1991, when economic reforms were initiated with the progressive opening of the economy to international trade and investment. Events such as the Asian currency crisis, the dotcom bust and rising oil prices have had no significant impact on India’s growth; the economy an average annual GDP growth of 6.5% over the past decade. Going forward, the country is targeting an annual GDP growth rate of 7-8%.

India is in the global arena for increased foreign investment - both through the Equity markets - termed Foreign Institutional Investment (FII) - and Foreign Direct Investment (FDI). While its size and growth potential make India attractive as a market, the most compelling reason for investors to be in India is that it provides a high Return on Investment (ROI). India is a free market democracy with a legal and regulatory framework that rewards free enterprise, entrepreneurship and risk taking.

India is experiencing a boom in consumer spending

Over 380 million Indians (72 million households) have an annual household income of over $10,000 (in PPP terms). This is expected to increase to 550 million by 2010. The economic reforms since the early nineties have unleashed a new entrepreneurial spirit creating a vibrant economy supported by rising per capita income.

Fast growing disposable incomes, increased availability and use of consumer finance and credit cards complement the keenness of the average Indian to adapt to and assimilate global trends. This has led to the creation of a rapidly growing consumer base and one of the world’s largest markets for manufactured goods and services.

Burgeoning markets

The market for basic goods such as groceries and textiles is already large, driven by the demands of an enormous population. Markets for other products are equally large and growing rapidly.

Over 100 million telephone subscribers, growing at over 25 million p.a.
Over 8 million TV sets and 4 million refrigerators are sold annually with a growth of over 20% p.a.
Total production of vehicles is likely to exceed 10 million in 2005-06, up from 8.6 million in 2004-05. In 1998-99, this was only 4.2 million.
India has been ranked 2nd by AT Kearney in a Global Retail Development Index of 30 developing countries and is seen as a potential gold mine.




An unparalleled resource of educated, hard-working, skilled and ambitious workforce is the hallmark of India’s human capital.

That this workforce is also one of the world’s youngest, adds to India’s attractiveness as an investment destination. Of the BRIC* countries, India is projected to stay the youngest with its working age population estimated to rise to 70% of the total population by 2030 - the largest in the world. By then, the country is expected to have an additional 200 million people entering the job market.

English is the language of business in India and the large English speaking workforce is a benefit to investors and employers. In fact, more Indians know English than the population of the USA. India’s diverse cultural heritage puts Indians at ease with people from other cultures, and vice versa.

With over 380 universities, 11,200 colleges and 1,500 research institutions, India has the second largest pool of scientists and engineers in the world. Over 2.5 million graduates are added to the workforce every year including 300,000 engineers and 150,000 IT professionals.

* Brazil, Russia, India and China

A vast geography endowed with diverse topography has made India the repository of abundant resources which provides a base for world scale manufacturing investment.

With an area of 3.3 million square kilometres, India is the seventh largest country in the world, and the second largest in Asia.

India’s reserves of coal, iron ore, manganese, bauxite and chromium are among the largest in the world. Large quantities of mica, titanium ore, chromite, natural gas and limestone are also to be found in India.

With the largest area of arable land in the world, India is one of the world’s largest food producers - over 200 million tonnes of foodgrains are produced annually. India is the world’s largest producer of milk, sugarcane and tea and the second largest producer of rice, fruit and vegetables.

Though an importer of petroleum and natural gas, India has abundant coal reserves and a large untapped hydroelectric power potential of an estimated 150,000 MW.

Abundant resources

Manganese 2nd largest reserves (160 Mn T)
Chromium 3rd largest reserves (57 Mn T)
Coal 4th largest reserves (248 Bn T)
Bauxite 4th largest reserves (2.4 Bn T)
Iron Ore 5th largest reserves (13 Bn T)
Source: US Geological Survey, Department of Mines, Ministry of Coal, World Fact Book


Milk Largest producer at 91 Mn T p.a.
Sugarcane Largest producer at 234 Mn T p.a.
Tea Largest producer at 850 Mn Kgs. p.a.
Fruit Second largest producer at 47.5 Mn T p.a.
Vegetables Second largest producer at 90 Mn T p.a.
Wheat Second largest producer at 72 Mn T p.a.
Rice Second largest producer at 85 Mn T p.a.
Source: Economic Survey, Ministry of Agriculture, Government of India

Steady economic reform regime

Investment friendly policies:
relaxed FDI norms
low tax rates
reduced import duties


After several years of being a largely closed economy, India initiated the process of opening up its economy in 1991 when it introduced far-reaching economic reforms of deregulation and liberalisation. These reforms have unlocked India’s enormous growth potential and unleashed powerful entrepreneurial forces. Since 1991, successive governments, across political parties, have successfully carried forward the country’s economic reform agenda.

During this reform period, India has witnessed increased participation in world trade, consistent, high economic growth and an increasingly favourable environment for domestic and foreign investors.

India is a founder member of the GATT (General Agreement on Tariffs and Trade) and is a signatory to the WTO (World Trade Organization). India continues to play a significant role in the current WTO negotiations.

Going forward, infrastructure development is a major focus area and the government is actively encouraging private investment to bridge the gap. Projects that are already underway include the “Golden Quadrilateral” highway plan (covering 5,850 km and costing US$ 5.5 billion) to link the four major metropolitan cities (Delhi, Mumbai, Chennai, Kolkata), the “Sagar Mala” project for the expansion and modernisation of ports, inland navigation and maritime transport and the privatisation of airports of Mumbai and Delhi.

The Government has recently passed a Special Economic Zones (SEZs) Bill. SEZs are treated as deemed foreign territory with no import or export tariffs and extended periods for waiver of income taxes. Fourteen SEZs have been set up and many more are in the pipeline.

Legislation on Intellectual Property Rights (IPRs) has been adopted by the country’s Parliament. All IPR laws are TRIPS (Trade Related Aspects of Intellectual Property Rights) compliant with a fully functional Intellectual Property Appellate Tribunal.

Healthy, vibrant financial sector :

India has the largest number of listed companies across 23 Stock Exchanges and the third largest investor base in the world.

The financial sector in India is characterised by liberal and progressive policies, vibrant equity and debt markets and prudent banking norms.

India has a transparent, highly technology-enabled and well-regulated stock market defined by the most modern, nationwide, on-line screen-based trading system (SBTS), a T+2 rolling settlement system and a market cap of over $450 billion. With the largest number of listed companies - 10,000 - across 23 Stock Exchanges, India also has the third largest investor base in the world.

India’s healthy banking system with a network of 70,000 branches is among the largest in the world. Aggregate deposits of commercial banks were about $400 billion in March 2005 (60% of the GDP) and the total bank credit stood at $250 billion (about 38% of the GDP). NPA levels of banks in India are under 5%, one of the lowest among emerging nations. The Banking system is Basel I compliant and moving towards Basel II norms.

The Reserve Bank of India (RBI), the country’s central bank, has effectively managed the country’s monetary policy over the last five decades. The country’s current Prime Minister, Dr. Manmohan Singh is a former Governor of the Reserve Bank of India and a former Finance Minister.

India’s financial sector has been one of the fastest growing sectors in the economy. It has also witnessed increased private sector activity including an explosion of foreign banks, insurance companies, mutual funds, venture capital and investment institutions.


Enriched quality of life :


India offers a multi-cultural, tolerant, inclusive, environment and well developed social urban infrastructure with enabling environments for foreigners to settle and do business in the country. India has five major metros and many large cities that are fast finding a place on the world map.

The capital of India is Delhi - a unique amalgam of the modern tree lined avenues of ‘New’ Delhi juxtaposed with the old world charm of the old city. Delhi is the centre of national politics, international embassies and has one of the highest per capita income levels in India.

Mumbai (formerly Bombay) - the commercial capital of India and one of the largest cities in the world, supporting a population of over 16 million. It is also the fashion and entertainment capital of the country.

Bangalore - known as the Silicon Valley of India and the nerve-centre of the country’s software industry. It has also gained the reputation of one of the world’s prime Business Process Outsourcing (BPO) centres.

Kolkata (formerly Calcutta) - one of the largest metropolitan cities of India with strong cultural and literary tradition. It is home to many old businesses and trading houses.

Chennai (formerly Madras) - a traditional city in South India with a large industrial base. Chennai is home to many of India’s engineering and technical enterprises.

India is a country on the move! Hotels, clubs, shopping malls, golf courses, theatres, fast-food chains, fast cars ...all these define the pace, character and modernity of lifestyle in Indian cities. Indian cuisine is fast gaining popularity all over the world. International cuisines are also available widely and are received enthusiastically by the local population. Most large Indian cities have internationally recognised schools and colleges and world-class health care facilities.

In addition to extensive domestic connectivity, India is internationally well connected by air
and sea. All the major cities are on international air routes, and international air traffic is
growing rapidly.